IoT Development built for Insurance companies

What is IoT Development?

We connect physical devices to software that operations teams actually rely on daily. For Insurance companies, this means navigating NAIC regulations (US), Solvency II (EU) while shipping fast.

Who needs IoT Development for Insurance?

  • Manual claims processing slowing settlement
  • Legacy policy administration systems
  • Risk modeling requiring better data infrastructure
  • Devices generating data nobody acts on
  • Unreliable connectivity in field conditions

Best IoT Development company

Claims processing speed and risk modeling accuracy now directly drive customer retention in insurance.

Most IoT Development projects fail on communication, not code — we fix that for Insurance clients in .

Schedule a free IoT Development discovery call with our Insurance team

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Signs your Insurance company in needs better IoT Development support

  • Manual claims processing slowing settlement
  • Legacy policy administration systems
  • Risk modeling requiring better data infrastructure
  • Customer expectations for digital-first experiences
  • Fraud detection across claims workflows

The GarudLabs framework for Insurance IoT Development projects

Device firmware and edge software
Cloud-to-device communication layer
Real-time monitoring dashboard
Predictive maintenance algorithms
Device fleet management system

Core Technology Stack

MQTTAWS IoT CorePythonC++Node-REDInfluxDBGrafana

Timeline, investment & compliance

Typical timeline

10-20 weeks

Typical investment

$35,000 - $220,000

IoT Development engagements in this combination typically need to account for:

  • NAIC regulations (US)
  • Solvency II (EU)
  • GDPR
  • State insurance licensing requirements

Proven Results

"We helped an insurtech platform cut claims processing time by 40% with an automated underwriting workflow."

Read the full case study

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Frequently Asked Questions

Most IoT Development engagements take 10-20 weeks, depending on scope and how clear the requirements are upfront. We'll give you a firm timeline estimate after a short discovery call, not a generic range.

IoT Development projects with us typically range from $35,000 - $220,000, scaled to the complexity of your requirements. We provide a detailed, itemized estimate before any work begins so there are no surprises mid-project.

For iot development, we typically work with MQTT, AWS IoT Core, Python, C++, chosen based on your specific scalability and integration requirements. We're not tied to a single stack and will recommend the right tools for your situation rather than our default.

A typical iot development engagement includes device firmware and edge software, along with the other deliverables outlined in our proposal, such as documentation and a post-launch support window. The exact scope is tailored to your project during discovery.

Most clients come to us for iot development because of devices generating data nobody acts on, among other related challenges. We start every engagement by mapping your specific pain points before writing a single line of code.

We've delivered multiple insurance projects addressing challenges like manual claims processing slowing settlement. We helped an insurtech platform cut claims processing time by 40% with an automated underwriting workflow.

For insurance clients, we pay close attention to NAIC regulations (US), Solvency II (EU), building these requirements into the architecture from day one rather than retrofitting them later. We'll confirm which specific regulations apply to your business during discovery.

The most common challenges we solve for insurance clients include manual claims processing slowing settlement and legacy policy administration systems. We tailor our discovery process to surface the specific version of these problems your business faces.

See how GarudLabs can deliver IoT Development for your team

Book a free 30-minute discovery call